Tuition Loan Test

Dependents (including yourself)

One

2

Two

2

Three

2

Four

1

Five+

1

Residence

Living With Parents

1

Rent Furnished

2

Rent Unfurnished

3

Own Home Mortgaged

4

Own Home Clear

5

Years At Present Address

Under 2 years

1

2 to 4 years

2

5 to 8 years

3

9 to 14 years

4

15 years or more

5

Gross Monthly Income

Under $1,500

3

$1,501 to $2,500

4

$2,501 to $3,500

5

$3,501 to $5,000

6

Over $5,000

7

Years With Present Employer

Under 2 years

1

2 to 3 years

3

4 to 6 years

4

7 to 10 years

5

Over 10 years

6

Years With Previous Employer

Under 1 year

1

1 to 3 years

1

4 to 6 years

2

7 to 10 years

4

Over 10 years

5

Percent Of Monthly Income Remaining After Expenses

Less Than 10%

1

10% to 15%

2

16% to 25%

3

26% to 33%

4

Over 33%

5

Bonus Points (add up all that apply - maximum 3 points)

Checking Account

1

Savings Account

1

IRA With Bank

1

CD With Bank

1

Loan With Bank

2

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